Surkhet lies in Bheri Zone in the Mid-Western Development Region of Nepal. Birendranagar is the district headquarter. The district, with an area of 2,451 sq. km is divided into 50 VDCs and one municipality. Surkhet has 72,863 households with a total population of 350,804 (Male 169,421 & Female 181,383).
Surkhet is a commercial hub to remote districts like Dailekh, Kalikot, Jumla, Mugu, Jajarkot, and Salyan of Mid-Western region of Nepal and is accessible by road and air from other parts of the country.
Agriculture (including livestock and poultry) cottage industries and trade are the main economic activities of the district. Among the registered small and cottage industries, majority belong to the industries belong to service sector, followed by the productive sector and the energy sector.
The district is served by 27 different branches of ‘A’ Class Commercial Banks and two different branches of ‘B’ Class Development Banks. The population served per branch is 13,374 against the national average of 8,960 . This indicates the need to further expand the outreach of financial services and facilities to the unbanked population of the area.
The population of Surkhet comprises of a majority of about 31.62% Chhetris, 18.88% Magar, 18.29% Kami, 11.53% Brahmin followed by others, in terms of caste and ethnicity. A key focus of Sakchyam Access to Finance programme is to increase the access to financial services and facilities for the rural poor of the district and particularly for women and other DAGs.
Value Chain Financing Innovations
Delivery Channel Innovations
Financial Literacy Initiatives