Salyan is one of the five districts within Rapti Zone and lies in Province 6 of Nepal. Khalanga is the district headquarters. The district, with an area of 1,951sq.km, is divided into 47 VDCs. It has 38,084 households with a total population of 242,444 (Male 115,969 & Female 126,475). Literacy Rate in the district is 65% (women’s literacy rate is 55%). Salyan is connected to Dang district through an all-weather road.
Agriculture, livestock, poultry, cottage industries and trading are the main economic activities of the district. The district is also coming up as a major area for production of ginger and High Value Off Season Vegetabel (HVOV). Its rich forestry resource, 66% of the area is covered by forest, also provides potential for herb collection and processing.
The district is served by 17 different branches of ‘A’ Class Commercial Banks, 3 different branches of ‘B’ class Development Banks, and 1 different branch of ‘C’ Class Finance Company. The population served per branch is 12,508 against the national average of 8,960. This indicates the need to further expand the outreach of financial services and facilities to the unbanked population of the area.
Agriculture is the main income source for majority of households (around 93%). If we analyse the use of credit products in Agriculture, only around 20% had agriculture credit out of which major sources of credit were relatives (68%), followed by women’s group (16%) and cooperatives (7.44%).
To unleash the full potential of the agriculture sector, there is a need to increase access to credit and other financial products in the district.
Women suffer from gender based discrimination in education, nutrition, social and cultural norms. Women are less likely to be involved in economic activities outside home and are marginalised in major decision making. Caste based discrimination is still prevalent in district.
A key aim of the AFP programme is to improve access to financial services and encourage formal participation in the economic sector for women and deprived segment of the districts. The AFP programme will use the GESI lens throughout the project cycle for addressing these issues.
Value Chain Financing Innovations
Delivery Channel Innovations
Financial Literacy Initiatives