DhadingNovember 21, 2017
Dhading is a district that lies in the Bagmati Zone of Province 3 Nepal with Dhading Bensi as its headquarters. It is further divided into 50 VDCs and three Constituencies. The district having 73,851households, has a total population of 336,067 (Male 157,834 and Female 177,233) and a population density of 174.49 km2.
The district has poor development infrastructures like roads, electricity, and others. It is commonly observed that large percentage of the youth populations are unemployed and are going for foreign employment nowadays due to the lack of proper infrastructure.
Economic and Financial Landscape
Among the households, those engaged in agricultural activities in this district covers 41.4% of the total households. The district is provoked to have a huge potential market for vegetable farming as it is situated at the mid-way of Kathmandu, Pokhara and Nawalparasi . The district also collects export tax and resource utilization tax from stone mines and sand mines. Remaining occupations of the households are business, service, wage labour and others.
The district is served by 34 different branches of ‘A’ Class Commercial Banks, 17 different branches of ‘B’ Class Development Banks. The population served per branch is 6,838 against the national average of 8,960.
This district has the highest population of the Tamang (22.09%) followed by Brahmin (14.98%) and Chhetri in the third position (14.72%). The population of Dhading further consists of Magar (8.52%), Kami (4.18%), Gurung (5.54%), Sherpa (0.02%), followed by others, in terms of caste/ethnicity. The traditional orthodox society and structural discrimination against women contribute to reduce their social and economic status in Dhading district. The district also experiences some instances of Caste based discrimination. A key focus of Sakchyam is to increase the access to financial services and facilities for the rural poor of the district, particularly for women and other DAGs. Sakchyam Access to Finance programme may also focus on value chain financing to the poor people from the rural part of the district and earthquake affected people. And also Sakchyam may provide support on value chain financing for commercial animal husbandry.
Sakchyam’s Ongoing interventions
Value Chain Financing Innovations
- Sanima Bank has launched Agricultural Loan Product in the district
Delivery Channel Innovations
- The programme has been able to reach the unbanked population of the district through introduction of BLB Touch Points by Sanima Bank (twelve BLBs) and Rastriya Banijya Bank (four BLBs)).
- The programme is providing Dedicated ARM support to Machhapuchhre Bank and Sanima Bank in the district.
- Laxmi Bank has introduced Sakchyam Udhyami Karja, Micro Mortgage, E-Rickshaw, Tractor, and Livestock Loan