Darchula lies in Mahakali Zone, in Province 7 of Nepal. Khalanga is the district headquarter. The district, with an area of 2,322 sq. km is divided into 36 VDCs and one municipality. Darchula has 24,618 households with a total population of 133,274 (Male 63,605 & Female 69,669). Literacy Rate in the district is 65.4 percent.
Agriculture, including vegetable farming; livestock; poultry and cottage industries are the main economic activities of the district. Among the registered small and cottage industries, majority belong to the productive and service sector.
The district is served by nine different branches of ‘A’ Class Commercial Banks, and two different branches of ‘B’ class Development Banks. The population served per branch is 12,811 against the national average of 8,960. This indicates the need to further expand the outreach of financial services and facilities to the unbanked population of the area.
The population of Darchula consists of 63.55% Chhetris, 16.71% Brahmin, 5.27% Kami, 4.85% Thakuri followed by others, based on caste or ethnicity. Deep rooted poverty and some caste based discrimination are the major problems of the district. Seasonal male migration to India has created additional responsibilities for women and has increased their workload. A key focus of Sakchyam is to increase the access to financial services and facilities for the rural poor of the district, particularly for women and other disadvantaged groups (DAGs).
Delivery Channel Innovations
Financial Literacy Initiatives