District Overview

Arghakhanchi lies in Lumbini Zone in Province 5 of Nepal. Sandhikharkha is the district headquarter. The district, with an area of 1,193 sq. km is divided into 42 VDCs and two electoral constituencies. Arghakhanchi has 49,459 households with a total population of 1,93,631 (Male 82,535 & Female 111,097).[1]

Economic and Financial Landscape

Agriculture (including livestock and poultry), cottage industries and service are the main economic activities of the district.[2]

The district is served by sixteen different branches of ‘A’ Class Commercial Banks, seven different branches of ‘B’ Class Development Banks. The population served per branch is 8,753 against the national average of 8,960[3]. This indicates the need to further expand the outreach of financial services and facilities to the unbanked population of the area.

GESI Issues

Arghakhanchi’s total population comprises of about 32.77% Bhramins, 18.24% Chhetri, 0.12% Tharus, 11.32% Kamis, followed by others, in terms of caste and ethnicity.[4] The district faces multiple issues related to GESI. Women suffer from gender-based violence, domestic violence and gender-based discrimination in education, household chores and nutrition, as well as differential social and cultural norms even though a quarter of all households are headed by women in the district. Similarly, Caste-based discrimination is still common in many communities in Arghakhanchi.

A key aim of Sakchyam in Arghakhanchi is to increase financial access and promote value chain financing that could help to generate local employment opportunities which would ultimately help to minimize gender and caste based discrimination. Supporting the future partner institutions to mainstream GESI principles into their organization structure and product development will also be critical aspect of any future intervention of the program in this area.

Sakchyam’s Ongoing Interventions

• Laxmi Bank has introduced Sakchyam Udhyami Karja, Micro Mortgage, E-Rickshaw, Tractor, and Livestock Loan.

[1] National Population Census (2011); [2] National Sample Census of Agriculture (2011-2012); [3] Nepal Rastra Bank (July 2018); [4] National Population Census 2011