सक्षम Stories

Digital Mahila

Sakchyam’s Digital Mahila is the first women-led technology campaign in the microfinance industry in Nepal, where women are equipped with tablets to electronically-record payments, disburse loans, and offer financial literacy.

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सक्षम Stories

The Unconventional Banker

This Branchless Banking (BLB) agent of Sakchyam-supported NIBL BLB Touchpoint in Sajhghat, Doti is the sole ‘Banker’ in his village.

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सक्षम Stories

The Savvy Entrepreneur

The Sakchyam-UNYC Partnership has brought more than 15,000 women, like Anghni Tharu, access to financial products & services to improve their livelihoods.

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NPR 4.4

Billion Deposits


Projects Implemented



Presence In



More than


Beneficiaries Reached

More Than


Women Beneficiaries Reached


Physical Branches Established


Service Centers & Extension Counters Launched


BLBs Operational


Product/Process Innovations


Tablets in Use


NPR 9.9

Billion Loans Disbursed


Everybody’s Changing

Persons with disabilities have limited access to financial services. This is because of the a) lack of awareness on the potential of persons with disabilities, b) social stigma associated with…

Against All Odds

When I first met Namrata Samal a year ago, I was pleasantly surprised by her confidence. Working in the rural far west is no easy feat, so the dedication of…

The Sweetest Thing

Financial services, especially in the rural districts, provide more than just an opportunity for the unbanked to pursue their livelihood in search of increase in household income. It allows the…

डिजिटल महिला कार्यक्रमले यसरी फेरियो जिन्दगी

लक्ष्मी देवी देउवा, अमरगढी शाखा, माष्टामाण्डौं, इकाइ नं. २९६८१.२. डिजिटल महिला । आज भन्दा २६ बर्ष अगाडी विकट डडेलधुरा जिल्लाको गणेशपुर–७ अरकच्टेमा म जन्मिएकी हुँ । हाम्रो परिवारमा म लगायत ६…

Designing New Products and Delivery Channels

This week marks the 2017 Financial Inclusion Week. Financial inclusion is at the heart of the UKaid-Sakchyam Access to Finance Programme (Sakchyam), an initiative between the governments of Nepal and…

Promoting Economic Opportunities through Migration Loan

Like many from her community, Basanta Kumari Raskoti’s husband Khum Bahadur Raskoti sought to go abroad for employment in the hopes of better providing for his family. The couple from…

The Unconventional ‘Banker’

Up until about a year ago, Dharmabhakta Kathayat, a resident of Purbichauki Rural Municipality, Sajghat, Doti, managed a small stationary shop and also worked as a local electrician, insurance broker…



Workshop on Current Risk in the MFI Industry Concludes

On 26th and 27th of March, UKaid Sakchyam Access to Finance Programme (Sakchyam) and Nepal Microfinance Bankers’ Association (NMBA) jointly organized a two day workshop on “Current Risks in the…

DFID Nepal Head of Office Visit

Head of DFID Nepal, Mr. Rurik Marsden along with other senior representatives of DFID Nepal were on a 3-day field visit to observe UKaid Sakchyam’s interventions in the rural Mid-West…

Credit Guarantee Workshop

After conducting a comprehensive study on possible options of credit guarantee schemes for Nepal,  UKaid Sakchyam organized a workshop on  “Developing a Robust MSME Credit Guarantee Facility: Unleashing Access to MSME Finance…

Sakchyam Participates in the 1st FSD Network Conference

Mr. Baljit Vohra, Team Leader and Mr. Nirmal Dahal, Deputy Team Leader of UKaid Sakchyam Access to Finance Programme participated in the first FSD Network Conference which was held in…

First Private Commercial Bank Opens in Bajura: Sakchyam-NIC ASIA Bank Partnership Brings Banking Services to an Un-served Population

At an event on 9th August to mark the official launch of UKaid Sakchyam Access to Finance Programme (Sakchyam) and NIC ASIA Bank Limited’s partnership, NIC ASIA Bank announced the successful…

UKaid Sakchyam and Heifer International Nepal sign MoU

On 4th August, 2017, UKaid Sakchyam & Heifer International Nepal signed a MoU to enhance Access to Finance for smallholder farmers through Value Chain Financing (VCF). (more…)

माछापुछ्रे बैंकको यूकेएड सक्षमसँगको सहकार्यमा ४ शाखा रहित बैकिङ्ग सेवा सुरु ।

माछापुछ्रे बैंक लिमिटेडले मिति २०७४ श्रावण १६ र १७ गते रुपन्देही स्थित गैंडहवा, रोहिणी तथा सम्मरीमाई गाउँपालिकाहरुमा ४ शाखा रहित बैकिङ्ग सेवा संचालनमा ल्याएको छ । (more…)