सक्षम Stories

Digital Mahila

Sakchyam’s Digital Mahila is the first women-led technology campaign in the microfinance industry in Nepal, where women are equipped with tablets to electronically-record payments, disburse loans, and offer financial literacy.

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सक्षम Stories

The Unconventional Banker

This Branchless Banking (BLB) agent of Sakchyam-supported NIBL BLB Touchpoint in Sajhghat, Doti is the sole ‘Banker’ in his village.

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सक्षम Stories

The Savvy Entrepreneur

The Sakchyam-UNYC Partnership has brought more than 15,000 women, like Anghni Tharu, access to financial products & services to improve their livelihoods.

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NPR 5.9

Billion Deposits


Projects Implemented



Presence In



More than


Beneficiaries Reached

More Than


Women Beneficiaries Reached


Physical Branches Established


Service Centers & Extension Counters Launched


BLBs Operational


Product/Process Innovations


Tablets in Use


NPR 11.5

Billion Loans Disbursed


Weather Based Index Insurance: A Risk Mitigation Tool to Tackle the Impact of Climate Change

Global warming resulting from climate change has increased the intensity and frequency of droughts, violent storms and floods, all of which are having a devastating impact on the livelihoods of…

Banking on Hope

Bhainse Danda of Sailung Rural Municipality of Dolakha is merely 173 KMs from Kathmandu. Yet, it took us 9 hours, along difficult road conditions, to reach there. Upon arrival, we…

Everybody’s Changing

Persons with disabilities have limited access to financial services. This is because of the a) lack of awareness on the potential of persons with disabilities, b) social stigma associated with…

Against All Odds

When I first met Namrata Samal a year ago, I was pleasantly surprised by her confidence. Working in the rural far west is no easy feat, so the dedication of…

The Sweetest Thing

Financial services, especially in the rural districts, provide more than just an opportunity for the unbanked to pursue their livelihood in search of increase in household income. It allows the…

डिजिटल महिला कार्यक्रमले यसरी फेरियो जिन्दगी

लक्ष्मी देवी देउवा, अमरगढी शाखा, माष्टामाण्डौं, इकाइ नं. २९६८१.२. डिजिटल महिला । आज भन्दा २६ बर्ष अगाडी विकट डडेलधुरा जिल्लाको गणेशपुर–७ अरकच्टेमा म जन्मिएकी हुँ । हाम्रो परिवारमा म लगायत ६…

Designing New Products and Delivery Channels

This week marks the 2017 Financial Inclusion Week. Financial inclusion is at the heart of the UKaid-Sakchyam Access to Finance Programme (Sakchyam), an initiative between the governments of Nepal and…



UKaid Sakchyam Partners with 14 Commercial Banks to Establish 57 Bank Branches in Rural Municipalities of Karnali Province and Province No. 5 & 7

17 May, Kathmandu – At an official programme today, UKaid Sakchyam Access to Finance Programme (Sakchyam) officially launched its partnership with 14 Commercial Banks to establish 57 new branches in…

Nabil Bank Launches its SME Hub and joins hands with Sakchyam to Promote Access to Finance to the SME sector

Nabil Bank inaugurated its Mid-Corporate and SME Hub in the United World Trade Center, Tripureshwor, Kathmandu on 6 May, 2018 and also announced of its plans to work in partnership…

Weather Index Insurance Launched for Apple Farmers of Mustang

Jomsom, April 29, 2018 – With support from UKaid Sakchyam Access to Finance Programme, Shikhar Insurance Company Limited has launched its Weather Index Insurance (WII) Product in Jomsom, Mustang. The…

Nerude Laghubitta Bikas Bank Launches “Buzz Nerude” with Sakchyam’s Support

25th April, Biratnagar – UKaid Sakchyam Access to Finance Programme (Sakchyam) and Nerude Laghubitta Bikas Bank (Nerude) officially launched its partnership during a Partnership Signing Ceremony held in Biratnagar today.…

Workshop on Current Risk in the MFI Industry Concludes

On 26th and 27th of March, UKaid Sakchyam Access to Finance Programme (Sakchyam) and Nepal Microfinance Bankers’ Association (NMBA) jointly organized a two day workshop on “Current Risks in the…

DFID Nepal Head of Office Visit

Head of DFID Nepal, Mr. Rurik Marsden along with other senior representatives of DFID Nepal were on a 3-day field visit to observe UKaid Sakchyam’s interventions in the rural Mid-West…

Credit Guarantee Workshop

After conducting a comprehensive study on possible options of credit guarantee schemes for Nepal,  UKaid Sakchyam organized a workshop on  “Developing a Robust MSME Credit Guarantee Facility: Unleashing Access to MSME Finance…